Mortgage Calculator

Free online mortgage calculator. Compare equal principal vs equal payment plans, view monthly payment, total interest and full amortization.

Loan AmountCNY

Loan Term (Years)

Interest Rate%

Repayment Method

Monthly Payment

4,890.17 CNY

Total Repayment

1,760,461.83 CNY

Total Interest

760,461.83 CNY

Interest Share

43.2%

Loan CNY 1,000,000.00, 30-year/360-month term, annual rate 4.2%

FAQ

Equal payment or equal principal?

Equal payment: same monthly amount, more total interest. Equal principal: higher early payments, less total interest. The tool compares both side by side.

Can I factor in early repayment?

Yes, adjust the term and rate to model prepayment scenarios.

Are results exact?

They match standard bank amortization formulas. Confirm the final figures with your lender.